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Best Solution for Me

Each client’s case is different and people have varying levels of income and debt. Our advisors will work with you in the initial stages to identify exactly how much you owe, who you owe and most importantly how much YOU can afford to pay.

Once we have those figures in place we will guide you to the solution which is best suited to your needs. Your solution might be a Debt Management Plan, IVA (Individual Voluntary Arrangement) or if in Scotland a Protected Trust Deed.

The kind of solution you enter into depends greatly on who you owe, how much you owe, what you can afford to pay and how much flexibility you want whilst repaying your debts.

Call now 0800 197 4940

Personal debt problems have become more complicated in the past few years because of changes in income and people having mortgage arrears, says a debt expert.